Terms of Service

1. Introduction

Sumwise Tech Labs Ltd ("we," "our," or "us") operates the Sumwise browser extension and the Sumwise web app at sumwise.ai (together, the "Service"). These Terms of Service (the "Terms") govern your access to and use of the Service.

2. Accounts

• Registration: Some features require you to create an account.
• Accurate information: You agree to provide accurate, current information and to keep it up to date.
• Your responsibility: You are responsible for safeguarding your credentials and for all activity that occurs under your account. Notify us promptly of any unauthorized use.

3. Subscriptions & Payment

4. Refunds

• Subscription fees are generally non-refundable.
• We may, at our sole discretion, consider a refund in exceptional circumstances. To ask, contact us at info@sumwise.ai. Consideration of a request does not create any entitlement to a refund.

5. Acceptable Use

You agree not to:

• Submit or generate unlawful content, or use the Service for any unlawful purpose.
• Infringe the intellectual property or other rights of others.
• Attempt to bypass or circumvent quotas or rate limits.
• Use automated means to abusively scrape or overload the Service.
• Reverse engineer, decompile, or otherwise attempt to derive the source of the Service, except as permitted by law.

6. Your Content & Ownership

• You keep your rights: You retain all rights to the content you submit to the Service.
• Your responsibility: You are responsible for having the necessary rights to submit that content.
• How we use it: We process your content solely to provide the Service, as described in our Privacy Policy.

7. AI-Generated Output

• Do not rely on summaries for decisions where accuracy matters — including legal, medical, financial, or other consequential decisions. Always verify against the original source.
• Output is provided without any warranty of accuracy, completeness, or fitness for a particular purpose.

8. Service Availability

The Service is provided on an "as is" and "as available" basis. We do not guarantee any particular level of uptime or availability, and we may change, suspend, or discontinue features at any time.

9. Termination

• We may suspend or terminate accounts that violate these Terms.
• You may stop using the Service and request account deletion at any time by contacting info@sumwise.ai.

10. Limitation of Liability

To the maximum extent permitted by law, our liability arising out of or relating to the Service is limited, and we are not liable for any indirect, incidental, special, or consequential loss. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.

11. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last Updated" date above. Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by the laws of England and Wales.

13. Contact